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Required Documents

Here are some of the documents you may want to prepare before you are to be pre-approved for a home loan. Your Stearns Lending, LLC Mortgage Loan Originator can help you every step of the way.

Salaried Employed Borrowers

Self-Employed Borrowers

Appraisal

Title

Escrow

Once all documentation requested by the underwriter is collected, your file is returned to the underwriter for final approval.

The underwriter usually has no direct contact with you but is the one who reviews all of your documentation and makes the decision to approve or deny your loan. You are then notified of the decision.



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